Realtor vs Cash Buyer: What It Really Costs to Sell Your House

Realtor vs Cash Buyer: What It Really Costs to Sell Your House

May 27, 20253 min read

Realtor vs Cash Buyer: What It Really Costs to Sell Your House!

When it comes time to sell your house, most people think their only option is hiring a real estate agent, staging the property, making repairs, and hoping it sells in a few months.

But what many don’t realize is this:

Listing with a realtor comes with hidden costs, unexpected delays, and no guarantees.

If you're trying to offload a property quickly, avoid repair bills, or just want to skip the drama of showings and inspections, selling your house for cash might be the smarter—and more profitable—choice.

Let’s break down the real numbers and risks.


1. Realtor Commissions: The 6% Sting

Realtors typically charge a 5% to 6% commission—split between your agent and the buyer’s agent.

For example:

  • On a $250,000 home sale, 6% = $15,000 in commissions gone.

That’s $15,000 you don’t keep. And remember—this is before other closing costs, repairs, or holding expenses.

When you sell your house to a cash home buyer, there are zero commissions. The number we offer is the cash you walk away with.


2. Repairs, Renovations & Inspections = $$$

Realtors often won’t even list a home unless it's in “market-ready” condition.

This usually means:

  • Fresh paint

  • Updated fixtures

  • Landscaping

  • Staging

  • Professional photography

And that’s before the inspection happens.

Buyers using a mortgage almost always demand:

  • Inspection repairs

  • Pest control

  • HVAC certifications

  • Roof condition reports

Suddenly, you’re looking at thousands in out-of-pocket costs just to sell.

Cash buyers like us? We buy houses as-is. No repairs. No upgrades. No hassle.


3. Time on the Market: It’s Longer Than You Think

According to national statistics, the average time to sell a home (from listing to closing) is over 60 days—and that’s in a healthy market.

Add delays for:

  • Repairs

  • Buyer financing issues

  • Appraisals falling short

  • Negotiations and counter-offers

You could easily be stuck in limbo for 3 to 6 months (or more), all while still paying:

  • Mortgage

  • Property taxes

  • Utilities

  • Insurance

With a cash buyer, you can often close in 7 to 14 days. No waiting. No wondering.


4. Hidden Closing Costs and Concessions

Even if your home sells, you might end up footing the bill for:

  • Title insurance

  • Escrow fees

  • Buyer’s closing costs

  • Seller concessions after inspection

These can eat away another 1%–3% of your final sale price.

With a trusted cash buyer like us, we cover ALL standard closing costs. The number we quote is the number you keep.


5. Showings, Cleaning, and Living in Limbo

The emotional toll of listing a home is rarely talked about.

  • You’re constantly cleaning for showings.

  • You have to leave your home at random times.

  • You're stressed every time an offer falls through.

If you’re already moving, managing an estate, or handling a stressful situation like a divorce or foreclosure—this pressure is the last thing you need.

Cash sales are private, simple, and on your schedule. One walkthrough. One offer. That’s it.


The Bottom Line: Simplicity Wins

For homeowners looking to maximize value with minimal stress, the traditional listing route might not be the best fit.

If your home:

  • Needs repairs

  • Is inherited or vacant

  • Is costing you too much

  • Is causing emotional or financial stress

Then selling it for cash may be the smartest move.


We Make It Simple:

  1. Contact Us – Quick call or online form.

  2. Get a Cash Offer – Within 24 hours.

  3. Pick a Closing Date – We work on your schedule.

  4. Get Paid Fast – No fees. No repairs. No surprises.


Don’t Leave Thousands on the Table

Avoid the hassle. Skip the commissions. Keep more money.

📞 Call us today at +1 405-449-2274
📩 Email [email protected]
Sell as-is, for cash, on your terms.

 

Hey, my name is Graylan Stewart and I own and run a real estate investment company 100% virtually! We buy houses in all 50 states!

Graylan Stewart

Hey, my name is Graylan Stewart and I own and run a real estate investment company 100% virtually! We buy houses in all 50 states!

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Oklahoma City, OK, USA

Home Buyer For Cash LLC is a company that purchases, rehabs, and then sells houses at a profit. Offers are made to sellers based on market value and repairs needed. Home Buyer For Cash will do everything possible to bring forth the highest possible offer while at the same time giving seller the benefit of a fast sale with no repairs, cleaning, or work on their part.

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